Our Services

If you want the best insurance settlement possible you need to contact Heartland Adjusting today. Heartland Adjusting works for you, not the insurance company.

Policy Review

Let us review your insurance policy for free. Often, individuals or businesses carry inappropriate coverage. We want to ensure that you are properly insured before it is too late.

Claim Management

Our staff will manage every aspect of your claim. Heartland Adjusting will be available anytime, to give you peace of mind. No claim is too large or too small.

Claim Settlement

Heartland Adjusting will review the final settlement negotiations with you for your business and property. We will make sure that you get the maximum settlement possible.

Heartland Adjusting is dedicated to addressing all of our clients’ needs. Each loss or claim is unique and Heartland Adjusting will work diligently to determine the extent of your loss and the best way to manage your claim. It is our hands-on approach that makes us different.  We offer our services and work for you in this time of need.

What is a Public Adjuster?

Someone who works for you, the insured. Public adjusters do NOT work for the insurance company.

The insurance company will send an adjuster to assess your damage, when you file a claim.  That adjuster works for the insurance company and has a financial responsibility to the insurer, not to you.

A public adjuster, by law, has a financial responsibility to YOU.  Our job as public adjusters is to make sure that you receive fair and equitable compensation for your claim.

Why do you need a Public Adjuster?

Owning a home, business or commercial property is stressful enough.  That stress is further compounded after a loss. Hiring a public adjuster allows you to take that stress off of your shoulders and put it on ours instead. You’ve got a job to do, people to supervise, a family to run… a life to live.  Do you really want to spend time worrying about all of the claim details?  Think about the hundreds of provisions and stipulations; the endorsements, the ever-changing forms, inventory appraisals and real estate evaluations that are all mandatory when filing a claim. Did you realize that in order to collect for the contents portion of your claim that the burden of proof (of both pre-loss condition and ownership) is on YOU?  We know this business inside and out and our goal is to make sure you get a fast, fair settlement with the least possible stress.