Fire and Smoke Damage regardless of the cause (explosion/gas leak, lightning, electrical, grease, etc.), an owner needs to make quick decisions while still under a great deal of stress and confusion. Who should we to call? Where do we stay tonight? Which belongings escaped unharmed? What exactly did we have in the building? How can we start the clean-up process?
Fire damage insurance claims assessment can be tricky. Damage to your most important life investment, your home or business are not always apparent or visible. Great care should be taken to inspect all aspects of a fire and the smoke and water damage caused as a result of the fire. Detailed construction processes are defined along with proper clean up techniques to fix the damaged area and any other areas which could have exposed your house or business to future issues due to the fire. Experience and time are critical in assessing the fire damage event. Heartland Adjusting has the knowledge of proper construction methods, proper cleanup methods and the critical estimating tools to develop a detailed line by line estimate of damages which will work to your advantage in building your fire damage insurance claim against your insurance company.
Heartland Adjusting is there to help your insurance work for you. We have the experience and the knowledge to answer your immediate questions and help you through the complicated claims process. One of the first things we do is to evaluate all of the damage and take a good hard look at your policy. Determining the “scope of loss” and analyzing your policy will help us best determine the best way to move forward with your claim to get you the maximum possible settlement.